Nevada filing deadlines
| Claim | Deadline |
|---|---|
| Personal injury lawsuit | 2 years |
| Vehicle and property damage | 3 years |
| Wrongful death | 2 years |
| Notice of a claim against a government | 2 years: tort claim filed with the Attorney General (State) or the political subdivision's governing body within 2 years after accrual (NRS 41.036); filing is not a condition precedent to suit |
Property: 'Within 3 years:... (c) An action for taking, detaining or injuring personal property'.
If you were partly at fault
Nevada follows modified comparative negligence, 51% bar. Your damages are reduced by your percentage of fault, and you recover nothing if you were more at fault than the other side (51% or more). At exactly 50% you still recover half.
- With $100,000 in damages and 30% of the fault, you would recover $70,000.
- With 55% of the fault, you would recover $0, because the rule bars your claim.
Plaintiff may recover at 50% or less, compared with the combined negligence of the defendants; damages reduced by plaintiff's percentage.
Source: NRS 41.141(1). Compare all states in the comparative negligence table.
At-fault (tort) state
In Nevada the driver who caused the crash is responsible for the damage, so you claim against their liability insurance or sue them. Your own medical payments or health coverage can pay bills while the claim is pending.
Tort state; no PIP requirement.
Minimum car insurance in Nevada
$25,000 per person and $50,000 per accident for injuries, $20,000 for property damage. Uninsured motorist coverage is optional or can be rejected in writing.
Many drivers carry only the minimum, so the bodily injury limit is often the most the at-fault driver's insurer will pay one person. NRS 687B.145(2): insurers 'must offer, on a form approved by the Commissioner, uninsured and underinsured vehicle coverage in an amount equal to the limits of coverage for bodily injury'; purchase is optional.
Damage caps
Nevada does not cap pain and suffering in ordinary car accident cases. Punitive damages: 3 times compensatory damages if compensatory damages are $100,000 or more; $300,000 if compensatory damages are less than $100,000 (exceptions e.g. defective products, insurer bad faith, DUI-related, hazardous materials, defamation).
Dog bite law
One-bite rule (no strict liability statute). No Nevada statute imposing strict civil liability on dog owners was identified; claims proceed under negligence or the common law known-dangerous-propensity rule.
Source: No civil dog-bite strict liability statute; common law (NRS 202.500 dangerous/vicious dog provisions are regulatory/criminal). Estimate a claim with the dog bite calculator.
Frequently asked questions
How long do I have to file a car accident claim in Nevada?
2 years from the accident for an injury lawsuit and 3 years for vehicle damage (NRS 11.190(4)(e) (personal injury and wrongful death, 2 years); NRS 11.190(3)(c) (injury to personal property, 3 years); NRS 41.036). Insurance claims should be reported much sooner, and claims against a government agency can have shorter notice deadlines.
Is Nevada a no-fault state?
No. Nevada is an at-fault state: the driver who caused the crash, through their liability insurance, pays for the other people's injuries and damage.
What happens if I was partly at fault in Nevada?
Nevada follows modified comparative negligence, 51% bar (NRS 41.141(1)). Your damages are reduced by your percentage of fault, and you recover nothing if you were more at fault than the other side (51% or more). At exactly 50% you still recover half.
What is the minimum car insurance in Nevada?
$25,000 per person and $50,000 per accident for injuries, $20,000 for property damage (25/50/20).
Does Nevada cap pain and suffering damages?
Not in ordinary car accident cases.
Sources
Checked against official Nevada sources November 5, 2026.