Car accident claim guides
What happens to a claim after a crash, explained with the rules and data behind it. Each guide cites its sources.
Average car accident settlement
What the industry data says about typical injury claims, and why your number can be far above or below it.
Read →How pain and suffering is calculated
Multipliers, per diem rates, what juries are told, and what pushes the number up or down.
Read →Are car accident settlements taxable?
What the IRS taxes and what it does not: injury damages, lost wages, punitive damages and interest.
Read →Medical liens and Medicare
Why health insurers and Medicare get paid back from your settlement, and how liens are reduced.
Read →Diminished value claims
How to claim the value your car lost after a repair, the 17c formula and when you can claim it.
Read →Truck accident settlements
Why truck claims are larger: federal insurance minimums, multiple defendants and evidence to preserve.
Read →State law tables
Car accident statute of limitations by state
How long you have to sue for injuries, vehicle damage and wrongful death in every state.
View table →Comparative negligence by state
Pure, 50% bar, 51% bar or contributory: what happens to your claim if you were partly at fault.
View table →No-fault states
Which states make your own PIP pay first, the required PIP amounts and the threshold to sue.
View table →Minimum car insurance by state
Required liability limits in every state, and why the at-fault driver's limit caps most settlements.
View table →Dog bite laws by state
Strict liability or the one-bite rule, with each state's statute.
View table →Damage caps by state
States that limit pain and suffering or punitive damages in injury cases.
View table →