Settlement math you can check yourself
After a crash, the first question is usually what the claim is worth. The honest answer depends on rules most people never see: how your state treats partial fault, whether it is a no-fault state, how long you have to sue, and how much insurance the other driver has to carry. We put those rules in one place, with the law behind each one, and do the math.
What we do
AccidentMath tracks the car accident and injury rules of all 51 jurisdictions (50 states and DC): statutes of limitations, comparative fault rules, no-fault systems and thresholds, minimum insurance, damage caps and dog bite liability. Our calculators apply those rules to the numbers you enter, the same way an adjuster or attorney builds a first estimate.
How we keep it accurate
- Official sources only. Every rule comes from a state statute, court rule, or insurance or motor vehicle agency, and is linked on the page where it appears.
- No guessed numbers. If we cannot confirm a rule from an official source, we say so instead of filling the gap.
- Recent changes tracked. We note when a state changed a rule recently, such as raising its insurance minimums or changing its fault rule, and show the effective date.
What we are not
We are not a law firm or an insurer, we do not give legal advice, and we do not sell your information or pass it to lawyers. The calculators run in your browser, so nothing you type is sent to us. An estimate is a starting point for understanding a claim, not a substitute for advice from a licensed attorney in your state.
Questions or a correction? Email hello [at] accidentmath.com or read our methodology.