Kansas filing deadlines
| Claim | Deadline |
|---|---|
| Personal injury lawsuit | 2 years |
| Vehicle and property damage | 2 years |
| Wrongful death | 2 years |
| Notice of a claim against a government | Claims against a municipality: written notice of claim must be filed with the clerk or governing body before suing (K.S.A. 12-105b(d)); no suit until the claim is denied or 120 days pass. No separate fixed notice deadline; the filing must fall within the 2-year limitation period, which is extended during the 120-day review. |
All listed actions 'shall be brought within two years.' Under 60-513(b), accrual is delayed until substantial injury is reasonably ascertainable, subject to a 10-year repose. Notice statute:
If you were partly at fault
Kansas follows modified comparative negligence, 50% bar. Your damages are reduced by your percentage of fault, and you recover nothing if you were at least as much at fault as the other side (50% or more).
- With $100,000 in damages and 30% of the fault, you would recover $70,000.
- With 55% of the fault, you would recover $0, because the rule bars your claim.
Recovery only if plaintiff's negligence is less than defendants' (barred at 50%). Award reduced in proportion to plaintiff's negligence; decedent's negligence imputed in wrongful death claims.
Source: K.S.A. 60-258a(a). Compare all states in the comparative negligence table.
No-fault state
Your own personal injury protection pays your medical bills and lost wages first, with a required minimum of Medical at least $4,500 per person; disability (lost earnings) at least $900/month for up to 1 year; substitution services $25/day for up to 365 days; funeral up to $2,000; survivors' benefits at least $900/month; rehabilitation at least $4,500. The threshold to claim pain and suffering from the at-fault driver: Pain and suffering and other non-pecuniary damages only if medical treatment has a reasonable value of $2,000 or more, or the injury involves permanent disfigurement, a fracture to a weight-bearing bone, a compound/comminuted/displaced/compressed fracture, loss of a body member, permanent injury, permanent loss of a bodily function, or death
PIP benefit definitions read from K.S.A. 40-3103: 'Medical benefits... up to a limit of not less than $4,500'. Rehabilitation benefits 'up to a limit of not less than $4,500' (40-3103). Motorcycle owners may reject PIP for themselves in writing (40-3107(f)).
Minimum car insurance in Kansas
$25,000 per person and $50,000 per accident for injuries, $25,000 for property damage. Uninsured motorist coverage is required.
Many drivers carry only the minimum, so the bodily injury limit is often the most the at-fault driver's insurer will pay one person. UM/UIM is mandatory at least at the 40-3107 minimum BI limits: the insured may reject in writing only the UM coverage 'which is in excess of the limits for bodily injury or death set forth in K.S.A. 40-3107' (40-284.
Damage caps
Kansas does not cap pain and suffering in ordinary car accident cases. Punitive damages: Lesser of the defendant's highest annual gross income in the prior 5 years or $5 million (court may go up to 50% of net worth if income is clearly inadequate); if profitability of misconduct exceeds that, up to 1.5x the profit (K.S.A. 60-3702(e), (f))
K.S.A. 60-19a02 still lists caps ($350,000 for causes accruing on or after July 1, 2022), but the Kansas Supreme Court held the cap unconstitutional as a violation of the right to jury trial in Hilburn v. Enerpipe Ltd., 309 Kan. 1127 (2019). Hilburn involved a car/truck collision personal injury case. The 1.5x profitability figure ('1 1/2 times the amount of profit') and the $5 million / annual gross income limit was read from
Dog bite law
One-bite rule (no strict liability statute).
Source: . Estimate a claim with the dog bite calculator.
Frequently asked questions
How long do I have to file a car accident claim in Kansas?
2 years from the accident for an injury lawsuit and 2 years for vehicle damage (K.S.A. 60-513(a)(2), (a)(4), (a)(5); K.S.A. 12-105b(d)). Insurance claims should be reported much sooner, and claims against a government agency can have shorter notice deadlines.
Is Kansas a no-fault state?
Yes. Your own personal injury protection (PIP) pays your medical bills and lost wages first, whoever was at fault. To sue for pain and suffering: Pain and suffering and other non-pecuniary damages only if medical treatment has a reasonable value of $2,000 or more, or the injury involves permanent disfigurement, a fracture to a weight-bearing bone, a compound/comminuted/displaced/compressed fracture, loss of a body member, permanent injury, permanent loss of a bodily function, or death
What happens if I was partly at fault in Kansas?
Kansas follows modified comparative negligence, 50% bar (K.S.A. 60-258a(a)). Your damages are reduced by your percentage of fault, and you recover nothing if you were at least as much at fault as the other side (50% or more).
What is the minimum car insurance in Kansas?
$25,000 per person and $50,000 per accident for injuries, $25,000 for property damage (25/50/25). Uninsured motorist coverage is also required.
Does Kansas cap pain and suffering damages?
Not in ordinary car accident cases. K.S.A. 60-19a02 still lists caps ($350,000 for causes accruing on or after July 1, 2022), but the Kansas Supreme Court held the cap unconstitutional as a violation of the right to jury trial in Hilburn v. Enerpipe Ltd., 309 Kan. 1127 (2019). Hilburn involved a car/truck collision personal injury case. The 1.5x profitability figure ('1 1/2 times the amount of profit') and the $5 million / annual gross income limit was read from
Sources
Checked against official Kansas sources November 5, 2026.
- Kansas statute of limitations: K.S.A. 60-513(a)(2), (a)(4), (a)(5); K.S.A. 12-105b(d)
- Kansas comparative fault: K.S.A. 60-258a(a)
- Kansas insurance system: K.S.A. 40-3107(f); 40-3103; 40-3117
- Kansas minimum liability insurance: K.S.A. 40-3107(e); UM/UIM: K.S.A. 40-284(a), (c)
- Kansas damage caps: K.S.A. 60-19a02; Hilburn v. Enerpipe Ltd., 309 Kan. 1127, 442 P.3d 509 (2019); K.S.A. 60-3702